How to Use Apple Pay

You can securely and easily make payments using Apple Pay anywhere and anytime.

Pay in stores and other places

Pay with iPhone with Face ID

1. To use your default card, double-click the side button.
2. Glance at your iPhone to authenticate with Face ID, or enter your passcode. 
3. Hold the top of your iPhone near the contactless reader until you see Done and a checkmark on the display.

Pay with iPhone with Touch ID

1. To use your default card, rest your finger on Touch ID. 
2. Hold the top of your iPhone near the contactless reader until you see Done and a checkmark on the display.

Pay with Apple Watch

1. To use your default card, double-click the side button.

2. Hold the display of your Apple Watch near the contactless reader.

3. Wait until you feel a gentle tap.

Pay with a different card instead of your default card

Here’s how to switch cards:

iPhone with Face ID:

• Double-click the side button.
• When your default card appears, tap it, then tap to choose another card.
• Glance at your iPhone to authenticate with Face ID, then hold the top of your device near the reader to pay. 

iPhone with Touch ID:

• Hold your device near the reader without resting your finger on Touch ID.
• When your default card appears, tap it, then tap to choose another card.
•  Rest your finger on Touch ID to pay.

Apple Watch:

• Double-click the side button.
• When your default card appears, swipe left or right to choose another card.
• Hold your watch near the reader to pay.

Pay for apps or within apps

To pay with Apple Pay within an app:

1. Tap the Apple Pay button or choose Apple Pay as your payment method.
2. Check your billing, shipping, and contact information to make sure that they’re correct.
3.  If you want to pay with a different card, tap 
   
    next to your card.
4. If you need to, enter your billing, shipping, and contact information on your iPhone or iPad. Apple Pay will store that information, so you won’t need to enter it again.
5. Confirm the payment. When your payment is successful, you’ll see Done and a checkmark on the screen.

• iPhone or iPad with Face ID: Double-click the side button, then use Face ID or your passcode.
• iPhone or iPad without Face ID: Use Touch ID or your passcode. 
• Apple Watch: Double-click the side button. 

Pay online or in Safari

With your iPhone or iPad

1. Tap the Apple Pay button.
2. Check your billing, shipping, and contact information to make sure that they’re correct.
3.  If you want to pay with a different card, tap the next icon 
   
    next to your card.
4. If you need to, enter your billing, shipping, and contact information. Apple Pay will store that information, so you won’t need to enter it again.
5. When you’re ready, make your purchase and confirm the payment.
   1. iPhone or iPad with Face ID: Double-click the side button, then use Face ID or your passcode.
   1. iPhone or iPad without Face ID: Use Touch ID or your passcode. 
   1. Apple Watch: Double-click the side button. 
6. When your payment is successful, you’ll see Done and a checkmark on the screen.

With your Mac models with Touch ID

1. Tap the Apple Pay button.
2. Check your billing, shipping, and contact information to make sure that they’re correct.
3. To pay with a different card instead of your default card, click the expand menu icon next to your default card and select the card you want to use. 
4. If you need to, enter your billing, shipping, and contact information. Apple Pay will store that information, so you won’t need to enter it again.
5. When you’re ready, make your purchase. Follow the prompts on the Touch Bar and place your finger on Touch ID.
6. If Touch ID is off, tap the Apple Pay icon on the Touch Bar and follow the prompts on the screen.
7. When your payment is successful, you’ll see Done and a checkmark on the screen.

With other Mac models

1. You need an iPhone or Apple Watch to confirm payments. Make sure that you’re signed in with the same Apple ID on all your devices. 
2. Make sure you’ve turned on Bluetooth on your Mac.
3. Tap the Apple Pay button.
4. Check your billing, shipping, and contact information to make sure that they’re correct.
5. To pay with a different card instead of your default card, click 
   
    next to your default card and select the card you want to use.
6. You can choose credit and debit cards or Apple Cash from any iPhone or Apple Watch that is nearby and signed into the same iCloud account.³
7. If you need to, enter your billing, shipping, and contact information. Apple Pay will store that information on your iPhone, so you won’t need to enter it again.
8. When you’re ready, make your purchase and confirm the payment. 
   1. iPhone with Face ID: Double-click the side button, then use Face ID or your passcode.
   1. iPhone with Touch ID: Use Touch ID or your passcode. 
   1. Apple Watch: Double-click the side button. 
9. When your payment is successful, you’ll see Done and a checkmark on the screen.

Use a rewards card

1. At participating stores, you can receive or redeem rewards using Apple Pay.
2. Just add your rewards card to Wallet  and use it when you pay with Apple Pay.
3.  If you want your rewards card to appear automatically in a store, go to the card, tap the more button, then turn on Automatic Selection. 
4. After using your rewards card, Apple Pay switches to your default payment card to pay for the purchase.
5.  Depending on the store, you can apply your rewards card and payment card in one step, or you might need to wait until the terminal or cashier asks for payment.

Report a transaction with the wrong merchant name or location

1. On your iPhone, open the Wallet app and tap the card that you made the transaction with.
2. Under Latest Transactions, tap the transaction that you want to report.
3. Tap Report an Issue.
4. Under Issue, tap Incorrect Merchant Info, then tap Merchant Name, Merchant Category, or Other Issue.